Ep. 95 - Reasons You NEED a Financial Advisor in 2026 (Before It’s Too Late)
Ep. 95 - Reasons You NEED a Financial Advisor in 2026 (Before It’s Too Late)
Is hiring a financial planner worth it in 2026? 🤔
In this episode of Through the Pines, we break down 7 compelling reasons to work with a financial advisor in today’s complex and evolving financial landscape. From navigating changing tax laws and RMD rules to behavioral coaching during volatile markets, we cover why professional guidance can help you maximize returns, reduce stress, and prepare for major life transitions.
You’ll learn about:
✔️ Tax-efficient strategies like Roth conversions and backdoor Roth IRAs
✔️ The power of fiduciary advice vs. commission-based models
✔️ How advisors help prevent emotional investing mistakes
✔️ Personalized retirement, 529, and business planning strategies
✔️ Preparing for retirement, inheritance, marriage, and other life changes
If you’re wondering whether AI can replace a financial advisor—or if expert guidance still matters—this episode gives you practical insights to help you decide.
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while shoveling his driveway, this is Through the Pines.
Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com
2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah -
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -
Receivers of the Ameriprise Client Experience Award -
Financial Advisors: Baxter, Smith & Associates
Contact: rex.m.baxter@ampf.com
Website: planwithbaxter.com
🔔 Subscribe for more financial planning, retirement strategy, and wealth-building conversations.
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This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.
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Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
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This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2026
Ep. 95 - Reasons You NEED a Financial Advisor in 2026 (Before It’s Too Late)